Lost your job and need health insurance? 

You have options!

Lost your job and need health insurance?

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You have options!

When you are separating from a job, you may be offered COBRA by your employer. While COBRA is an option, you may find more cost-effective and comprehensive plans on Washington Healthplanfinder. Before you decide, review your options on WAHealthplanfinder.org or the WAPlanfinder app. 

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When can I sign up for coverage through Washington Healthplanfinder?

When can I sign up for coverage through Washington Healthplanfinder?

Open enrollment is from November 1 through January 15 for coverage the following year.

Outside of open enrollment, if you have experienced a Qualifying Event (such as the loss of a job or change in household), you have 60 days before or after your employer coverage ends to sign up for coverage.

Due to a recent increase in federal subsidies, you may be eligible for reduced premiums when you sign up for coverage through Washington Healthplanfinder. Federal subsidies that reduce premium payments are available exclusively through Washington Healthplanfinder.

If it is within 60 days of your employer coverage end date, on the, be sure to report that you have had a ‘loss of other coverage’ on your Washington Healthplanfinder application. When filling out the application, enter the last day of your employer coverage, review your plan options, and select a new plan.

To help avoid a gap in health coverage, be sure to sign up in the month that your employer coverage ends. For example, if your coverage is ending May 31, sign up for coverage through Washington Healthplanfinder by May 15 for coverage to begin on June 1. If you sign up anytime from May 16 - June 15, your coverage will start July 1.  

Tip: When you apply for coverage through Washington Healthplanfinder, select ‘Yes’ to the question “I would like to apply for Health Insurance Premium Tax Credits, Cost-Sharing Reductions or Washington Apple Health.” Report any unemployment compensation you received during 2021 so you receive all available financial help.

Enrollment is offered year-round for individuals and families who qualify for free or low-cost coverage through Washington Apple Health (Medicaid). 

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Need help? We have you covered.

Customer Support is available Monday – Friday by calling 1-855-923-4633; TTY 1-855-627-9604. Language assistance is available in over 175 languages.

Questions about your Apple Health eligibility? Contact a Community-Based Specialist for help.

 Get help online enrolling.