Affordability Exemption Calculators

To claim the affordability exemption because coverage was considered unaffordable for you, you'll need to know the premium for the lowest cost Bronze plan and second-lowest cost Silver plan in your area. You will also need to know your federal poverty level. 

Use the tools below to help you complete IRS Form 8965: Health Coverage Exemptions.

• Calculate the lowest cost Bronze plan premium
• Calculate the second-lowest cost Silver plan premium
• Calculate your federal poverty level