The Washington Health Benefit Exchange Board today provided final certification of Qualified Health Plans to be offered through Washington Healthplanfinder during the third open enrollment period. The open enrollment period, which runs from Nov. 1, 2015, to Jan. 31, 2016, provides coverage starting Jan. 1, 2016.
Following approval by the Office of the Insurance Commissioner yesterday, the Board certified 12 health insurance carriers at the monthly Board meeting to offer 136 Qualified Health Plans for individuals and families. Additionally, six insurance carriers will offer eight pediatric Qualified Dental Plans. Last year, 10 health insurers were approved to sell 82 plans for individuals and families.
“We’re delighted that the number of health plan options available to Washington residents has increased each year since the launch of Washington Healthplanfinder,” said Pam MacEwan, interim Chief Executive Officer for Washington Healthplanfinder. “This growth is a testament to a vibrant and growing marketplace that is continuing to attract consumers and insurance carriers.”
Every county in Washington State will again see an increased number of health plan options this fall. In the first open enrollment period, only two counties had more than six carriers offering coverage. This year, 14 counties will have more than six carriers offering coverage.
Approved insurance companies that are new to the market include Dentegra, Health Alliance Northwest, Regence BlueShield and UnitedHealthcare of Washington. Health plans still under review by the Office of the Insurance Commissioner include Coordinated Care. If Coordinated Care is approved, the Board may provide final certification at a later date.
Approval from the Office of the Insurance Commissioner and Board certification for these plans is required under the Affordable Care Act to ensure that each plan meets the requirements for Qualified Health Plans and the 10 essential health benefits, including regular doctor’s visits, maternity care and hospital stays.
“The Exchange and the Office of the Insurance Commissioner have been working together to get this process completed in a timely fashion,” MacEwan said. “Because of the collaboration and hard work, we’re able to offer Washington residents more plans than ever before.”
The following insurance carriers were approved to sell health and pediatric dental plans through Washington Healthplanfinder:
- BridgeSpan Health Company
- Columbia United Providers
- Community Health Plan of Washington
- Delta Dental of Washington – pediatric dental only
- Dental Health Services – pediatric dental only
- Dentegra – pediatric dental only
- Group Health Cooperative
- Health Alliance Northwest
- Kaiser Permanente – health and pediatric dental plans
- LifeWise – health and pediatric dental plans
- Moda Health
- Molina Healthcare of Washington
- Premera Blue Cross – health and pediatric dental plans
- Regence BlueShield
- UnitedHealthcare of Washington
Washington Healthplanfinder Business, the state’s business marketplace, will expand its statewide coverage this year with two insurance carriers, Moda Health and UnitedHealthCare, and 47 plans available. Kaiser Permanente will continue to offer health plans to small businesses in Clark and Cowlitz counties.
Starting this November under the Affordable Care Act, Washington Healthplanfinder Business will expand its coverage from businesses of up to 50 employees to larger businesses of up to 100 employees. Washington Healthplanfinder Business allows businesses to compare plans, decide their contribution level and manage payment in one place. Eligible small business owners may also access tax credits when they enroll through Washington Healthplanfinder Business.
Five additional multi-state plans must be certified by the U.S. Office of Personnel Management (OPM) before they can be offered through Washington Healthplanfinder. Multi-state plans are provided by OPM and private insurance carriers to drive additional competition in health insurance marketplaces across the country.
More information about the health plans that will be offered on Washington Healthplanfinder is available by clicking here.
For more information about Washington Healthplanfinder, please visit www.wahealthplanfinder.org.
About Washington Healthplanfinder
Washington Healthplanfinder is a new online marketplace for individuals, families and small businesses in Washington to compare and enroll in health insurance coverage and gain access to tax credits, reduced cost sharing and public programs such as Medicaid. The next open enrollment period for Washington Healthplanfinder begins Nov. 1, 2015, for health insurance coverage beginning on Jan. 1, 2016. The open enrollment period will extend through Jan. 31, 2016.
About the Washington Health Benefit Exchange
The Washington Health Benefit Exchange is a public-private partnership established in accordance with the Patient Protection and Affordable Care Act of 2010 (ACA) to implement a new health insurance marketplace for individuals and small businesses. The Exchange is separate from the state and governed by an independent 11-member board. For more information, visit www.wahbexchange.org.
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