For Immediate Release: October 26, 2016

Washington Healthplanfinder Bucks National Rate Trends; Customers Will See Changes in Costs, Savings and Coverage Options in 2017

Individuals and families should review choices to find health insurance that best meets their needs and budget OLYMPIA, Wash.

Bucking national trends that saw the average second lowest cost silver plans increase by 25 percent in the 38 states served by, Washington State experienced an average increase of only 8 percent on 2017 Benchmark plans that will be offered on Washington Healthplanfinder.

With this in mind, the Washington Health Benefit Exchange is informing renewing Qualified Health Plan customers that changes in health insurance rates, premium tax credits, and available coverage options will require individuals and families to carefully review their 2017 coverage options through Washington Healthplanfinder during upcoming open enrollment period taking place Nov. 1 through Jan. 31, 2017.

“The trends we are seeing with our premiums and deductibles is a sign of success not only for the Exchange but for the Affordable Care Act and the efforts undertaken in our state to make this law work,” said Pam MacEwan, CEO of the Washington Health Benefit Exchange. “In contrast to much of the country, the Washington individual insurance market is competitive and healthy. Customers in Washington will find a choice of plans and carriers on the Exchange.”

Federally provided tax credits, which are designed to help offset the cost of monthly health insurance premiums and offered only through the Exchange, are calculated based on the price of the second lowest cost silver plans.

Since rates for these benchmark plans are expected to increase in 30 of the 39 counties in Washington, the tax credit for 2017 may increase for many customers renewing their coverage.

Washington Healthplanfinder also saw lower increases related to average premium and deductible increases from 2016 to 2017 than the national marketplace. Those changes were as follows:

Average deductible changes 2016 to 2017:

  • Gold plans:  12.78% increase
  • Silver plans:  3.86% increase
  • Bronze plans:  5.82% increase

Average premium changes 2016 to 2017:

  • Gold plans:  6.53% increase
  • Silver plans:  8.29% increase
  • Bronze plans:  4.99% increase

Nearly 70 percent of Washington Healthplanfinder customers who qualified combined to receive more than $28 million in tax credits in 2016, reducing premium costs by an average of $165 per month. Because of changes to health plan rates and financial assistance, customers may have the opportunity to use this financial assistance to keep their existing plan or find new coverage options.

“Tax credits make it possible for Washingtonians to alleviate or eliminate premium increases,” added MacEwan. “We urge all renewing customers to shop for plans and compare options on Washington Healthplanfinder to find out what plan makes the most sense for them.”

County-specific information about lowest cost silver plans throughout the state can be found here. Customers can also access additional information on health plans offered through Washington Healthplanfinder, the differences between metal levels, and tips on determining how well their current health plan worked at

Customers exploring their coverage options also have access to in-person assistance provided by the Exchange’s network of trained navigators and brokers. Individuals and families can locate a navigator or broker in their area by clicking the “Customer Support” link at Additional customer support can be received by calling the Washington Healthplanfinder Customer Support Center at 1-855-923-4633.

In the three years since it was first introduced, more than 2.4 million Washingtonians have enrolled in health coverage using Washington Healthplanfinder, including more than 750,000 residents who previously did not have insurance. As a result, the uninsured rate in the state dropped from 16 percent in 2013 to a record low 7 percent in 2015.

Reminders: Enrollment is offered year-round to individuals and families through Washington Apple Health (Medicaid). Customers enrolled in Apple Health will receive a notice 60 days before the month they enrolled in or renewed their coverage last year. Small business owners have the option of enrolling year-round through Washington Healthplanfinder Business.

About Washington Healthplanfinder

Washington Healthplanfinder is an online marketplace for individuals, families and small businesses in Washington to compare and enroll in health insurance coverage and gain access to tax credits, reduced cost sharing and public programs such as Medicaid. The next open enrollment period for Washington Healthplanfinder is Nov. 1, 2016 to Jan. 31, 2017.

About the Washington Health Benefit Exchange

The Washington Health Benefit Exchange is a public-private partnership established in accordance with the Patient Protection and Affordable Care Act of 2010 (ACA) to implement a new health insurance marketplace for individuals and small businesses. The Exchange is separate from the state and governed by an independent 11-member board. For more information, visit