Information for Consumers Offered a Health Reimbursement Arrangement by their Employer

A Health Reimbursement Arrangements (HRA) is an employee health benefit that reimburses you for your health care expenses (and sometimes your family members’ health care expenses) up to a certain dollar amount. Your employer is required to send you information that explains the terms of the HRA.

Two types of HRAs can be used to help pay for your individual health insurance coverage but may reduce or eliminate your premium tax credit for coverage purchased through Washington Healthplanfinder.

Whether your eligibility for premium tax credits is impacted is determined by whether your HRA is considered affordable.