Health Insurance Tax Forms: 1095-A, B & C
Customers are required to report their health coverage on their federal income taxes each year. The type of health coverage a customer had last year will determine what type of tax form they get. Below is a description of the three tax forms, who sends them, and what customers should do with them.
Were you enrolled in a Qualified Health Plan? You’ll get a 1095-A: Health Insurance Marketplace Statement. Your 1095-A will list all covered individuals and any tax credits you received each month to help pay for your monthly premium. If you were covered by a catastrophic plan, you won’t receive a 1095-A.
How do I get my form? Sign in to your Washington Healthplanfinder account at www.wahealthplanfinder.org to get your 1095-A from your account’s Message Center. You can also download the WAPlanfinder mobile app available in the App Store and Google Play.
What do I do with this form? You’ll use your 1095-A to fill out IRS Form 8962: Premium Tax Credit. You’ll attach Form 8962 to Form 1040, 1040A, or 1040NR, when you file your federal taxes. You can’t file with Form 1040EZ.
If you think there’s an error on your 1095-A, you can submit a correct request online.
Read more about the 1095-A or call our Customer Support Center at 1-855-923-4633.
Were you covered by Washington Apple Health, a private health plan purchased outside of Washington Healthplanfinder, or by your employer (who employs 50 employees or less)? You’ll get a 1095-B: Health Coverage. Your 1095-B will list all covered individuals and serves as proof of minimum essential coverage for the year.
Who will mail the form? Washington Health Care Authority, your private health insurance company, or your small business employer.
When will I receive the form? For Washington Apple Health customers, your 1095-B will be mailed in January to the address listed on your Washington Healthplanfinder account.
What do I do with this form? You’ll check a box on your federal tax return to confirm that you had minimum essential coverage. Check your 1095-B for accuracy and keep it with your other important tax documents. You don’t need your 1095-B to file your taxes. You do not need to return this form to the Washington Health Care Authority.
For Washington Apple Health customers, read more about the 1095-B or call 1-800-562-3022.
Were you covered by the Public Employees Benefits Board (PEBB) or your employer (who employs 50 employees or more)? You’ll get a 1095-C: Employer-Provided Health Insurance Offer and Coverage. Your 1095-C will list all covered individuals and serves as proof of minimum essential coverage for the year.
Who will mail the form? Your employer.
When will I receive the form? Employers are generally required to distribute form 1095-C by March 31.
What do I do with this form? You’ll check a box on your federal tax return to confirm that you had minimum essential coverage. Check your 1095-C for accuracy and keep it with your other important tax documents. You don’t need your 1095-C to file your taxes.
If you have additional questions about your 1095-C, talk to your employer.