Plans in Washington Healthplanfinder are available in 4 categories – Bronze, Silver, Gold and Platinum. The category you choose impacts how much of the overall costs of services your insurer pays per year. On average, a Bronze plan pays 60% of the costs, a Silver plan pays 70%, a Gold plan pays 80% and a Platinum plan covers 90%.
If you qualify for cost-sharing reductions you must purchase a Silver plan to get these added financial benefits. (See Cost-sharing Reductions for more information.)