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Plans in Washington Healthplanfinder are available in 4 health plan categories – Bronze, Silver, Gold, or Platinum – based on the percentage the plan pays of the average overall cost of providing essential health benefits to members. The plan category you choose affects the total amount you’ll likely spend for essential health benefits during the year. The percentages the plans will cover, on average, are 60% (Bronze), 70% (Silver), 80% (Gold), and 90% (Platinum).