Glossary of Terms


The amount you will spend on your health care before your health plan starts to pay some of your health care costs. You pay most of your health care costs until you reach the deductible amount.

Dental Annual Maximum

Most dental plans have an annual dollar maximum. This is the maximum dollar amount a dental plan will pay in a certain coverage year. You will pay for any dental care you get after you have met the annual maximum.

Dental Coverage

Benefits that help pay for the cost of visits to a dentist for basic or preventive services, like teeth cleaning, X-rays, and fillings. Washington Healthplanfinder now offers new dental coverage. Dental plans can cover just adults, adults and children, or children only. Anyone who is eligible and enrolls in a Qualified…


A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction on their federal income tax return. Under the Affordable Care Act (ACA), individuals may be able to claim a premium tax credit to help cover the cost of coverage for…

Dependent Coverage

Health insurance coverage for family members of the health plan policyholder, such as spouses, children, or partners.

Drug List

A list of the prescription drugs covered by your health plan. Based on the design of your plan, you may pay a co-pay, co-insurance or the full cost of the drugs until your deductible is met. Also called a formulary.

Durable Medical Equipment (DME)

Equipment and supplies ordered by a health care provider for everyday or extended use. Coverage may include: oxygen equipment, wheelchairs, crutches, and blood testing strips for diabetics.