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15th Deadline Rule

Signing up for coverage

If you sign up for coverage before or on the 15th of the month, your coverage will start the 1st of the next month. If you sign up after the 15th of the month, your coverage will start the 1st of the following month.

Canceling coverage

If you cancel your coverage before or on the 15th of the month, your coverage will end the last day of that month. If you cancel your coverage after the 15th of the month, your coverage will end the last day of the next month.