5 Things to Know about Getting Covered
1. You can shop and compare plans side-by-side.
There are tools available while you shop that can help you pick a plan that fits your needs and budget. You can filter and sort by insurance company, premium amount, metal level, star rating, and more. Once you narrow your search, you can select up to 3 plans to view side-by-side and compare estimated monthly premium, out-of-pocket costs, and other plan benefits.
2. Financial help is available to those who qualify.
Depending on how much you earn, you could get financial help with the cost of insurance. There are three ways to get financial help: lower costs on monthly premiums (tax credits), lower costs at the doctor’s office, or free coverage through Washington Apple Health (Medicaid). You can only receive financial help when you apply for coverage through www.wahealthplanfinder.org.
3. You can get free help signing up for health insurance.
Washington Healthplanfinder has a customer support network located across the state that can help you sign up for coverage for free. There are navigators, brokers, and enrollment centers where you can get help with the application, picking a plan, and any other questions you may have about getting covered.
There are even free events in your community where you can get in-person help enrolling in coverage. Check out our events calendar for upcoming events near you!
You can also call our Customer Support Center at 1-855-923-4633. Their regular business hours are 8 a.m. to 8 p.m. Monday through Friday. Help is available in up to 175 different languages.
4. Health insurance is the law. Avoid the fine!
If you can afford health insurance but choose not to buy it, you must pay a fine to the IRS. Even if you have coverage for part of the year, you’ll still be fined for the months that you, your spouse, or your tax dependents don’t have coverage.
5. Don’t wait to get covered!
The last day of open enrollment, and last day you can sign up for coverage, is Jan. 31, 2017. After that, you can only sign up if you qualify for a special enrollment period or wait until the next open enrollment period.