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Affordability Exemption

To claim the affordability exemption because 2014 or 2015 Marketplace coverage was considered unaffordable for you, you’ll need to know the premium for the lowest cost Bronze plan and second-lowest cost Silver plan available to you. You will also need to know your 2014 or 2015 federal poverty level (or “FPL”). Use the tools below to help you complete IRS Form 8965: Health Coverage Exemptions.