2019 Health and Dental Plans Certified by Washington Health Benefit Exchange Board

40 health plans and six dental plans to be offered through Washington Healthplanfinder during open enrollment OLYMPIA, Wash.

The Washington Health Benefit Exchange Board today certified the 2019 Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to be offered through Washington Healthplanfinder during the upcoming open enrollment period taking place Nov. 1 through Dec. 15.

A total of 40 QHPs and six QDPs were confirmed for participation by the Exchange Board following their approval from the Office of the Insurance Commissioner (OIC). The OIC calculated an average rate increase of 13.8 percent for 2019 health insurance plans, down six percent from the initially requested rate increase of 19.8 percent. Washington Healthplanfinder will also offer plans in every county, and 92 percent of customers may select plans offered by two or more carriers.

“While the uncertainty surrounding federal regulatory efforts is still impacting our marketplace, we are relieved to see statewide coverage and lower premium rate increases than initially anticipated,” said Pam MacEwan, CEO of the Washington Health Benefit Exchange. “Because plans and rates change every year, it continues to be crucial that customers take time to shop before selecting coverage.”

The sixth open enrollment period begins on Nov. 1. Washington Healthplanfinder is the only place residents are connected to premium tax credits that lower the cost of their coverage. More than 115,000 residents receive financial assistance based on their income that help offset this year’s premium increases. All customers are encouraged to see if they qualify for financial assistance. Single households making less than $50,000 annually may qualify.

Premium Tax Credit Eligibility

Persons in Household Annual Income Under
1 $48,240
2 $64,960
3 $81,680
4 $98,400

Based on 2018 federal poverty guidelines for 400% FPL

Residents are also encouraged to visit Washington Healthplanfinder during open enrollment to review their options and shop for a better value.

“We urge customers to use comparison tools available through Washington Healthplanfinder and our network of in-person assistance to identify the plans that best meet the needs of themselves and their family,” added MacEwan. “Rates vary significantly across carriers, and bronze-level plans may not always the most inexpensive option.”

The 2019 Certification Request reviewed by the Exchange Board includes a comprehensive, county-level analysis of the health and dental plans available through Washington Healthplanfinder during open enrollment.

The full list of insurance carriers approved to offer QHPs and QDPs through Washington Healthplanfinder include the following:

Qualified Health Plans

  • BridgeSpan Health Co.
  • Coordinated Care Corp.
  • Kaiser Foundation Health Plan of the Northwest
  • Kaiser Foundation Health Plan of Washington
  • LifeWise Health Plan of Washington
  • Molina Healthcare of Washington
  • Premera Blue Cross

Qualified Dental Plans

  • Delta Dental
  • Dentegra
  • Kaiser Foundation Health Plan of the Northwest
  • LifeWise Health Plan of Washington
  • Premera Blue Cross

Additional information on 2019 coverage options may also be found by visiting wahbexchange.org/plans.

Reminders: Enrollment is offered year-round to individuals and families through Washington Apple Health (Medicaid). Customers enrolled in Apple Health will receive a notice of 60 days before the month they enrolled in or renewed their coverage last year.

About Washington Healthplanfinder

Washington Healthplanfinder is an online marketplace for individuals and families in Washington to compare and enroll in health insurance coverage and gain access to tax credits, reduced cost sharing and public programs such as Medicaid. The next open enrollment period for Washington Healthplanfinder begins on Nov. 1.

About Washington Apple Health

In Washington, Medicaid is called Washington Apple Health. Free or low-cost coverage is available year-round for those who qualify. Since the Affordable Care Act launched in October 2013, more people have access to preventive care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services they need to stay healthy. Apple Health clients enroll and renew online using Washington Healthplanfinder. Apple Health is administered by the Washington State Health Care Authority: www.hca.wa.gov

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