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Individuals and Families

Family Sitting on Lawn

Washington Healthplanfinder is a new, customer-friendly, online marketplace where you can make apples-to-apples comparisons of health insurance plans – getting rid of the fine print and making it easier to understand what plans cover and how much they cost. It gives individuals and families the confidence to choose the plan that best fits their needs and their budget. Plus, Washington Healthplanfinder offers help every step of the way. If you have questions about health plans or need help enrolling, you can access expert customer support online, by phone or in-person through a local organization or a registered broker.

Quality Health Coverage

All health plans offered through Washington Healthplanfinder meet strict benefit and quality standards. And all the essentials are covered, including visits to the doctor and emergency room, prescriptions, maternity care and preventive care like cancer screenings and immunizations. If an accident or illness strikes, a quality health plan can help protect you from huge medical bills. In addition, no one will be denied coverage because they are sick or have a pre-existing condition.

Help Paying for Coverage 

More people than ever before will qualify for financial help to pay for coverage. Depending on how much you earn, you can qualify for a free or low-cost health plan, or be eligible for financial help that can lower the cost of your premiums and copays. Free or low-cost health coverage options are provided through Washington Apple Health or Qualified Health Plans with tax credits. For example:

  • A family of 4 making less than $32,500 can qualify for free health coverage.
  • A family of 4 making up to $40,000 can qualify for an estimated $985 in tax credits per month.
  • A family of 4 making up to $90,000 can qualify for an estimated $436 in tax credits per month.

Note: These estimates show expected spending scenarios for families and individuals eligible to purchase coverage in the Exchange under the Affordable Care Act based on calculator software developed by the Center for Labor Research and Education and Institute for Research on Labor Employment Library, at the University of California, Berkeley. Actual premiums in the Exchange are not yet known. The premiums reflect national estimates from the Congressional Budget Office for silver plans, adjusted for premium inflation and age rating.

To apply for free or low-cost health coverage, visit Washington Healthplanfinder. Qualified Health Plan Open Enrollment is November 15, 2014 to February 15, 2015. Washington Apple Health enrollment is year-round.