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Health Plans Overview

All health plans offered through Washington Healthplanfinder meet strict benefit and quality standards. And all the essentials are covered, including visits to the doctor and emergency room, prescriptions, maternity care and preventive care such as cancer screenings and immunizations. If an accident or illness strikes, a quality health plan can help protect you from huge medical bills. In addition, no one will be denied coverage because they are sick or have a pre-existing condition.

Washington Healthplanfinder offers a range of health plans so you can choose the one that best meets your budget and health needs.

Standard Plan Benefits

All health plans offered in the individual and small group markets are required to provide all 10 of the essential health benefits, which include the following:

  • Preventative care
  • Filling a prescription
  • Getting emergency care
  • Outpatient care
  • Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services
  • Laboratory work
  • Rehabilitative services
  • Pediatric services

Qualified Health Plans for Individuals and Families

The following insurance carriers will sell health plans through Washington Healthplanfinder beginning Nov. 15:

  • BridgeSpan – Benton, Clark, Franklin, King, Kitsap, Pierce, Skagit, Snohomish, Spokane, Stevens, Thurston, Walla Walla, Yakima
  • Columbia United Providers – Clark
  • Community Health Plan of Washington – Adams, Benton, Chelan, Clark, Cowlitz, Douglas, Ferry, Franklin, Grant, Grays Harbor, King, Kitsap, Lewis, Okanogan, Pacific, Pend Oreille, Pierce, Skagit, Snohomish, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Yakima
  • Coordinated Care – Adams, Benton, Chelan, Douglas, Franklin, Grant, Jefferson, King, Lewis, Lincoln, Snohomish, Spokane, Stevens, Thurston, Walla Walla, Yakima
  • Group Health Cooperative – Benton, Columbia, Franklin, Island, King, Kitsap, Kittitas, Lewis, Mason, Pierce, San Juan, Skagit, Snohomish, Spokane, Thurston, Walla Walla, Whatcom, Whitman, Yakima
  • Kaiser Foundation Health Plan of the Northwest – Clark and Cowlitz
  • LifeWise Health Plan of Washington – All 39 counties
  • Moda Health Plan – All 39 counties
  • Molina Health Care of Washington – Chelan, Douglas, Grant, King, Okanogan, Pierce, Spokane
  • Premera Blue Cross – All counties except Clark

Qualified Health Plans for Small Businesses

The following insurance carriers will sell health plans through Washington Healthplanfinder Business beginning Oct. 17:

  • Moda Health Plan – All 39 counties 
  • Kaiser Foundation Health Plan of the Northwest – Clark and Cowlitz

Qualified Dental Plans

The following insurance carriers sell pediatric dental plans through Washington Healthplanfinder beginning Nov. 15:

  • Delta Dental of Washington – All 39 counties
  • Dental Health Services – Benton, Chelan, Clark, Columbia, Cowlitz, Douglas, Franklin, Grays Harbor, Island, Jefferson, King, Kitsap, Kittitas, Lewis, Mason, Pacific, Pierce, San Juan, Skagit, Skamania, Snohomish, Spokane, Thurston, Wahkiakum, Walla Walla, Whatcom, Yakima
  • Kaiser Permanente – Clark, Cowlitz
  • LifeWise – All 39 counties
  • Premera Blue Cross – All counties except Clark

These health and dental plans have been certified to meet state and federal requirements for health plans as well as standards developed by Washington Healthplanfinder.

To see a list of plans and rates on Washington Healthplanfinder in your area for 2015 coverage, click here.